We’ve all had it happen – you boot up your computer just to see the blue screen of death, you send a job to the printer and nothing comes out, you settle into your office chair and hear an ominous clunk and realize it just broke. Day after day, our work tools experience wear and tear and it’s just a reality that things are going to fail.
Note: Thanks American Express for partnering with me on this post.
What’s difficult is that these catastrophic failures inevitably occur when you’re on deadline, have a client heading into the office or are hours away from your overseas flight for that all-important conference announcement. Instant crisis!
Let’s face it, there’s no good time for things to break and when it’s tied to your business, that’s doubly true.
Problem is, not every business has the financial resources to pick up replacement furniture, computers or other gear without advance warning and planning, so it can be quite a challenge to know how to solve the problem quickly. Before that big client meeting, or before you step on that international flight.
Unless you have the American Express Blue Business Plus card, that is.
What makes this card different? For one thing, any purchases you make during your first fifteen months have 0% APR interest, which means that there’s no penalty at all if you want to upgrade from that broken laptop to the latest and greatest laptop or desktop and pay for it over time.
Even better, while we’re all stuck with credit limits on our cards, the AmEx Blue Business Plus has a secret weapon: You can actually go over your credit limit for emergency purchases without any penalty. You do have to pay that “overage" on your next billing cycle, but if you’re on the road and have to make an emergency purchase, it can be an absolute lifesaver.
An emergency purchase like… maybe a new desktop computer:
Demos are always better on faster gear, so when you have those potential investors heading into the office, that’s another good time to think about an emergency upgrade to the gear in the conference room.
We’ve been talking about small purchases, but if you’re a budding entrepreneur, there’s nothing stopping you from leveraging this quick and easy financing solution to equip an office with furniture and technology either, whether you need state-of-the-art Alienware desktops that look like they’re straight out of a sci-fi movie or classic wood and leather law office furniture to convey just the right image.
Apply for a line of credit? That’s so 1970’s.
Did I also mention that the AmEx card has no annual fee? I don’t get the annual fee with credit cards, actually, whether business or personal. Now, what would you do to grow your business with an interest and annual fee-free credit card so flexible you can even exceed your credit limit in a pinch?
I invite you to click and learn more about the AmEx Blue Business Plus card.
Disclosure: This post was sponsored by American Express. All opinions are my own, however.