I’ve been looking for phones online these days and i’ve found someone on ebay selling one. We talked out the price and everything. He asked me to transfer money through Western Union and put the receiver’s name as a fake name where he can’t get the money until I get my product, then once I get my product I would change the receiver’s name back to his name. Is there anything to lose for me? You know, I’m scared to shop online as a first timer. Would you say this is a safe method of payment?
I wouldn’t do that. No way.
If you’re worried about the product, then use an escrow service. eBay has information on escrow services if you look in its help area. Here’s what eBay says:
“An escrow service is a licensed and regulated company that collects, holds, and sends a buyer’s money to a seller according to instructions agreed on by both the buyer and seller. Typically, once the buyer receives and approves the item from the seller within an agreed time frame, the escrow service then sends the payment to the seller. Escrow is available for any purchase, but typically is used for purchases of $500 or more.”
It’ll cost (I think) about $20 but that’ll go a long way to ensuring that you receive a fully functional product. Failing that, you’ll end up at eBay’s Item not received, or not at all like how it was described.
There are just a lot of reasons why this is a bad idea. Remember, the “fake” name might be this guy’s real name and he might be using a fake name on the email he’s sending you, or the fake name might be his confederate, so you think you’re safe and his pal cooly walks into Western Union and picks up your money, while you sit at your mailbox waiting and waiting for a package that never arrives.
Western Union itself says:
“Do not send money using a fictitious recipient’s name. This will not protect you when purchasing from someone you don’t know.”
The company also has an entire page on fraud protection that I think you should read…
Good luck. Be careful!