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Does the PATRIOT Act really affect Paypal?

I don't know if this is a physical phishing attempt, a data mining project from Paypal or what, but I just got a letter in the mail from Paypal saying that because of the PATRIOT Act, they needed to confirm the identity of people who open up Paypal Money Market Fund accounts. What the heck? Is this legit and do I really need to do what they say?...

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Does the PATRIOT Act really affect Paypal?

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