I am anxious that I've been a victim of identity fraud: I just got an email from some mortgage broker indicating that I'd been approved for a refinance of our home, but I didn't apply for anything like that! I figure it's some scam, but they showed the amount of our original home loan and that's made me jumpy. Am I a victim or what?...

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Dave, this is a bit offbeat, but i want to know how do i go about buying a house. can you help me out?...

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